All benefits are effective 1st of the month following 30 days of full time employment; coordination of benefits with any alternate coverage currently in effect; eligibility includes spouse and children to age 19 (23 if FT student). Yearly option to change plans during Open Enrollment period.
 

A. Health and Hospitalization Insurance:

1. Preferred Provider Organization (PPO) Option:“Central Bucks Choice” self-insured plan.  In-network benefit includes $15 PCP co-pay and wellness care.  Out-of-network benefits have surgical and hospitalization co-pays

2.  HMO Option:  Aetna Citizen5 Premier.  Mandatory use of network physician and facilities – no out of network benefits available.  Benefits include $5 PCP co-pay, wellness and eye care


B. Dental Insurance:  Delta Dental of Pennsylvania.  $2,000 per year maximum benefit.

C. Prescription Drug:   $10/$20/$35 generic/brand (limited to cost of generic equivalent if one exists)

D. Life Insurance:  Based on 1.5 times employee’s annual salary rate.  Double coverage for accidental death

E. Short Term Disability (income protection):  Provides up to $500 weekly for a maximum of 52 weeks

F. Long-Term Disability:  Optional program funded through payroll deductions; premium based on age and salary. Provides 60% of salary until age 65.

G. Flexible Spending Accounts (Section 125 Plan):  Optional, tax-free accounts, funded
      via payroll deductions; may be established for:

a. Medical expenses ($2,000/year maximum)
b. Dependent Care ($5,000/year maximum)


RETIREMENT

• Public School Employees’ Retirement System (PSERS)
• 7.5% mandatory payroll deduction from gross pay; district and state also contribute to fund the system
• 403b (supplemental) plans available through payroll reduction.


MISCELLAENOUS

• Employee Assistance Program:  BEACON – Bucks Employee Assistance Consortium.  Available (at no cost) to all employees and their dependents.  24-hour helpline available.
• Vacation/Holiday/Sick Leave plans

* benefits package described is effective as of 7/1/2007.